P19 Payment Festival 2025
P19 Payment Festival 2025
Shaping the transformation
P19 Payment Festival 2025
9:10 - 9:20
Welcome & brief statement
Moderator:
- Birgit Kraft-Kinz
Initiators:
- Birgit Kraft-Kinz
- Roland Toch
- Martin Sprengseis-Kogler
- Björn Wessel
- Max Jürschik
- Gerald Gruber
Music I Videos I Photo sessions
Corporate Members
Sponsors I Supporters of the day
Speaker
Birgit Kraft-Kinz
Roland Toch
Martin Sprengseis-Kogler
Björn Wessel
Max Jürschik
Gerald Gruber
9:20 - 9:35
Welcome & interview
Welcome & interview
Speaker
Stephan Mayer-Heinisch // President Austrian Retail Association
Hannah Wundsam // AustrianStartups
Pamela Schmid-Graf // KRAFTKINZ
Birgit Koch // KRAFTKINZ
9:35 - 9:50
Interview with Martin Kocher and Michael Höllerer
Interview with Martin Kocher and Michael Höllerer
Speaker
Martin Kocher
Michael Höllerer
9:50 - 10:20
Panel 1: Retail
Retail significantly shapes the payment sector. Efficient and digital payment solutions enhance customer satisfaction and drive innovations such as instant and mobile payments.
Speaker
Nicole Reitinger // IKEA
Robert Nagele // Billa
Iris Thalbauer // WKO Trade
Chris Pirkner // Bluecode
Andreas Dombret // Oliver Wyman
Thomas Tittelbach // DINAPE
Isabelle Gnad // Fiserv
10:20 - 10:25
Pitch presentation Shoptimizer
Pitch presentation Shoptimizer
Speaker
Elias Danninger // Shoptimizer
10:25 - 10:35
Interview WERO
Interview WERO
Speaker
Matthias Dekan // RBI
Martin Sprengseis-Kogler // P19
Nils Brinkhoff // DZ Bank
10:35 - 10:50
Coffee break
10:50 - 11:00
Sebastian Ludwig // coeo
Sebastian Ludwig // coeo
Speaker
Sebastian Ludwig // coeo
11:00 - 11:30
Panel 2: Mobility
Mobility is a key driver of innovative payment solutions. Digital payments enable seamless transactions across different modes of transport and promote sustainable, convenient travel.
Speaker
Christian Pettauer // Westbahn
Ines Kaufmann // VOR
Gudrun Senk // Wiener Linien
Piotr Jan Pietrzak // EPI
Patricia Kasandziev // Post AG
Roswitha Halbedl // PAYONE
Martin Sprengseis-Kogler // P19
11:30 - 11:40
Interview I Exchange Bank
Dietmar Böckmann // BKS
Speaker
Dietmar Böckmann // BKS
11:40 - 12:10
Panel 3: Tourism
The tourism sector is one of the key drivers in the payment industry. Seamless and secure payments increase customer satisfaction and booking volumes. A variety of payment methods enhance convenience and the industry’s competitiveness.
Speaker
Susanne Kraus-Winkler // WKO Tourism
Gilbert-André Ghammachi // MRP Consult GmbH
Roland Toch // P19
Verena Judmayer // MATR
Alexandra Geyer // Falkensteiner
Anita Paic // Vienna Tourist Board
Martin Winkler // VERKEHRSBUERO
12:10- 12:20
Interview with Rainer Trefelik
Rainer Trefelik // WKO Trade
Speaker
Rainer Trefelik // WKO Trade
12:20 - 13:20
Lunch break
13:20 -13:30
Keynote 2 - OeNB Digital Euro
Josef Meichenitsch // OeNB
Speaker
Josef Meichenitsch // OeNB
13:30 - 14:20
Fishbowl - Round 1
Topic 1 – Digital EURO
The digital euro is the European Central Bank’s planned digital currency. It aims to enable fast, secure, and widely accepted payments across Europe, reduce costs, and foster innovation. Its goal is to strengthen independence, data protection, and competitiveness in the European payments landscape.
Topic 2 – Cyber security
Cybersecurity is essential for protecting sensitive payment data. Two-factor authentication, encryption, and fraud detection ensure trust and compliance. As digitalization increases, robust security strategies are becoming ever more critical in the payments sector.
Cybersecurity is essential for protecting sensitive payment data. Two-factor authentication, encryption, and fraud detection ensure trust and compliance. As digitalization increases, robust security strategies are becoming ever more critical in the payments sector.
Speaker
Josef Meichentisch // OeNB
Christian Bruck // Bearingpoint
Robert Wagenleitner // RBI
Andrea Stürmer
Alexandra Geyer // Falkensteiner
Stefan Vogl // YOUNIQX
Stephanie Jakoubi // Shecurity
Hartwig Gerhartinger // paysafe
Diana Piller-Mayerhofer // card complete
Martin Schaffer // MRP Consult GmbH
14:20 - 14:30
Break
14:30 - 15:20
Fishbowl - Round 2
Topic 3 – Regulation
Regulation ensures trust and stability in the payments system. New EU directives such as PSD3 and the Instant Payments Regulation strengthen security, transparency, and competition. While they increase compliance efforts for providers, they also promote innovation and consumer protection.
Topic 4 – AI
AI makes payment processes more secure and efficient through real-time monitoring and automated fraud detection. It analyzes data, identifies risks early, and enhances the customer experience. In addition, it enables personalized services and boosts the competitiveness of the payments industry.
Speaker
Bernd Fletzberger // PFR
Stefanie Huber // Sparkasse OÖ
Sabine Götsch // Erste Bank
Celine Weckerle // efsta
Ben-Benedict Hruby // Ministry of Finance Austria
Patricia Kasandziev // Post AG
Peter Tutsch // fieldfisher
Isabell Claus // thinkers.ai
Elke Pichler // MagnoliaTree
Verena Trost // IBM
15:20 - 15:30
Break // Transition to the next project
15:30 - 16:20
Fishbowl - Round 3
Topic 5 – Crypto
Cryptocurrencies create new, decentralized payment channels and simplify international transactions. Stablecoins enable stable, everyday payments and are increasingly integrated into existing systems. Collaborations between major payment providers are driving adoption and everyday use.
Topic 6 – Instant Payment
Instant Payments ermöglichen Euro-Zahlungen in Sekunden – jederzeit und europaweit. Sie erhöhen Komfort und Effizienz, senken Kosten und fördern Innovation im Zahlungsverkehr. Ab 2025 werden sie EU-weit verpflichtend und zum neuen Standard für Echtzeitzahlungen.
Speaker
Vid Hribar // RBI
Bernhard Kronfellner // BCG
Franz Nauschnigg // OeNB
Nikola Jelicic // zeb
Oliver Bayer // Volksbank
Johannes Weinzierl // RLB OÖ
Valeria Garofalo // PWC
Bernhard Wesely // Erste Bank
Nils Brinkhoff // DZ Bank
Carmen Gucher // Saturn X
Daniela Boback // Bundesblock
Fabian Leimer // Blockpit
Thomas Pecha // Bitpanda
16:00 - 16:30
Break
16:30 - 16:50
Panel 4: Sustainability
Sustainability is becoming increasingly important in the payments sector. Ethical business practices and sustainable payment processes strengthen trust and accountability. At the same time, green financial products and CO₂ compensation open up new opportunities for innovation and competitive advantage.
Speaker
Christiane Brunner // CEOs FOR FUTURE
Claudia Giner // exceet Card Group
Ruth Moss // CEOs FOR FUTURE
Werner Weingraber // Madaster
Michael Broenner // Mastercard
Katharina Herzog // money:care
Nastassja Cernko // OekB
16:50 - 17:00
Keynote 3 - Christoph Wiederkehr
Keynote 3 - Christoph Wiederkehr
Speaker
Christoph Wiederkehr // Federal Ministry of Education
17:00 - 17:20
Panel 5: Financial Literacy
Financial education strengthens understanding of money, finance, and digital payments. It enables informed decision-making, protects against fraud, and promotes sustainable financial behavior. In this way, financial literacy plays a crucial role in building trust, inclusion, and stability within the financial system.
Speaker
Tetyana Kohansal // ks actuaries
Christoph Wiederkehr // Federal Ministry of Education
Doris Zingl // Bankenverband
Petra Postl // RLB NÖ Wien
Julia Kruslin // beatvest
Bettina Fuhrmann // WU - requested
17:20 - 17:30
Closing – with the start of the P19 Award competition
Closing – with the start of the P19 Award competition
Speaker
Max Jürschik
Gerald Gruber
Birgit Kraft-Kinz
Martin Sprengseis-Kogler
Björn Wessel
Hannah Wundsam
17:30
Networking & Party
Partners & Sponsors
